Bridgement currently only provides funding to existing, trading businesses. Funding is not available for startup grants or new business finance, finance to start or buy a business, finance to a new business with a tender or purchase order, or NPOs, PBOs or Trusts.

No. Bridgement only provides funding to businesses registered in South Africa. It is fine if some or all of your clients are international, but your business itself must be a registered South African entity.

Bridgement offers funding to registered businesses from any industry sector. There are no restrictions on specific industries. Whether you are in retail, hospitality, logistics, distribution, technology reselling or any other sector, you are welcome to apply.

Applying is completely free and there are no obligations. Once approved, you decide whether to use your facility, and whether to draw the full amount or only a portion. You are in full control.

The entire application is completed online and takes under 2 minutes. No documents need to be submitted. Bridgement guides you through a simple 3-step process and you can receive a decision within 24 hours.

To qualify for a credit facility through our partnership with Bridgement, your business must be a registered company or close corporation in South Africa, have a monthly turnover of R80,000 or more (approximately R1 million per year), and have been trading for longer than 6 months. You do not need to be VAT registered.

No documents are required. All that is needed is access to your accounting or banking data, which Bridgement uses to assess your application. This is what allows the process to be completed in under 2 minutes.

No. Bridgement does not require a business plan, a budget or a financial forecast. The application is based on your live business data, not projections or documents.

If your business does not meet the minimum criteria right now, you are welcome to reapply once you have been trading for longer or your turnover has grown. Bridgement will reassess your application at that stage. There is no penalty for applying and being declined.

Simply click the Apply Now button on this page. You will be directed to Bridgement's secure online application. Step 1: create your Bridgement account and enter your business details. Step 2: connect your accounting or banking data. Step 3: review your approved facility and pricing, then draw funds if ready. The entire process takes under 2 minutes and funds can be in your account the same day.

All applications, credit assessments and agreements are handled directly by Bridgement (Pty) Ltd, a registered South African credit provider (NCRCP 10774). Tactile Technologies acts as a referral partner only and is not involved in the credit process.

Once your facility is approved and you have chosen to draw funds, the money is deposited into your business bank account immediately. You will see transparent pricing before you confirm any withdrawal, so there are no surprises.

Yes on both counts. Bridgement's facility is revolving, meaning you can redraw funds as you repay. You can also settle your outstanding balance early at any time and Bridgement will give you a prorated discount on the remaining fees. There is no early settlement penalty.